Two-wheeler or bike insurance safeguards you from financial losses that might incur due to unfortunate events like an accident with a third-party vehicle, person, and property, personal accidents, natural calamities, theft, and burglary. With the ongoing monsoon and many regions in India being prone to flood, it is wise to have a comprehensive bike insurance policy, which will cover any damage your vehicle incurs due to natural calamities.such as motorcycles, moped bikes/scooters, electric bikes/ scooters, and more.
Been in an accident? Keep calm, we cover damages your bike sustains in an accident.
We won’t let a fire or an explosion burn your finances to ashes, be rest assured your bike is covered.
Your bike getting stolen could be your worst nightmare come true, but we ensure your peace of mind is not disrupted.
Calamities can wreak havoc and your bike is not immune to them, but your finances are!
Your safety is our priority, in case of injuries due to a two wheeler accident we cover your treatment charges.
Damaged a third party property or person? We cover damages to a third party property or injuries sustained by a third party person.
What is not covered?
We do not cover general wear and tear or depreciation in the value of your bike or scooter.
Electrical or mechanical breakdowns of any nature are uncovered.
Driving under the influence of drugs or alcohol or not possessing a valid driving license is neither cool nor covered.
Usually, insurance policies cover claim amount after the deduction of the depreciation. But, with a zero-depreciation cover, no deductions are made, and you get the entire amount in your hands! The battery costs and tyres do not come under zero depreciation cover though.
If you Two-wheeler is damaged and the claim amount is Rs 15,000, out of which insurance company says that you need to pay 7000 as depreciation amount excluding policy excess/deductible. If you buy this add on cover then, the insurance company will pay the entire assessed amount. However, policy excess/deductible needs to be paid by the customer, which is quite nominal.
We are here to offer you round-the-clock assistance to deal with emergency breakdown issues. The emergency assistance cover includes minor repairs on site, lost key assistance, duplicate key issue, tyre changes, battery jump starts, fuel tank emptying and towing charges!
Under this add on cover there are multiple benefits which can be availed by you. For instance, If you are driving your vehicle and there is damage, it needs to be towed to a garage. With this add on cover, you may call the insurer and they will get your vehicle towed to the nearest possible garage upto 100 kms from your declared registered address.