Miscellaneous Vehicle Insurance

Miscellaneous Vehicle Insurance Policy covers Vehicles used for special purpose of the insured or used by insured's employees for such     purpose and in specific cases for hire or reward, but excluding racing, pace making, reliability trial, speed testing and use for any purpose     in connection with the Motor Trade.

What does this Policy cover?

The Policy covers loss or damage to the vehicle insured arising out of:

• Fire, Explosion, Self Ignition, Lightning, Burglary, Theft, Riot, Strike, Malicious Act, Terrorism, Earthquake, Flood, Typhoon, Accidental External Means, Landslide Or Rockslide, Road/Rail/Inland Waterway/Air Transit

It also provides cover against Legal Liability to third party personal injury and property damage arising out of an accident involving the     vehicle as required under Motor Vehicle Act 1989.

The Policy does not cover the following

• Any accidents outside the Geographical Area

• Consequential loss, normal wear and tear

• Driving without valid License for the class of Vehicle. Driving under the influence of liquor/drugs

• Vehicle not being used as per Limitation as to use given in the policy

For complete terms and conditions please refer to Company’s Policy Wordings.