Passenger commercial vehicle insurance covers your expenses in case of accidents, theft, natural calamities and man-made hazards. This policy covers vehicles of different ranges and sizes and ensures that your business is least affected in case of any unfortunate incidents.
Nil depreciation
This add-on waives depreciation on plastic and metal spare parts that may require replacing if damaged in a valid claim.
Windshield glass cover
Any cost from damage to the front and/or rear windshield is covered under this add-on.
Enhanced personal accident
The standard insured amount for a personal accident cover is INR 15 lakh. This add-on provides additional coverage on top of the standard amount.
Return to invoice
The add-on protects the invoice value of the vehicle as opposed to its insured declared value.
Consumables cover
Consumables such as nuts and bolts, engine oil, etc. are covered for a maximum of two claims under this add-on.
NCB protection
Protects your no-claim bonus discount on your premium if a claim is filed during the policy term.
EMI protection
This add-on covers a maximum of 3 EMIs per claim if the vehicle is non-drivable due to damage or loss.
Motor Insurance
MISD